Authorization for the largest residential flood insurance program in the U.S. is set to expire at the end of Tuesday. Millions rely on the National Flood Insurance Program for coverage required in high-risk areas. If Congress doesn't pass a spending bill before midnight, the NFIP will freeze, affecting home sales and policy renewals. This could impact real estate transactions, especially in Florida and Texas. The program, created in 1968, has faced calls for reform due to issues with floodplain mapping and affordability. A recent bill aims to extend the program until November 2025, but advocates say long-term solutions are needed.

Officials say three people have died and others are believed missing after flooding in a rural community in Arizona. Carl Melford, the Gila County Division of Emergency Management manager, told KPHO-TV that two of the people who died were found in a vehicle and a third person was found elsewhere after flooding on Friday in Globe. The small city, a former mining town, is about 88 miles east of Phoenix. City officials said searchers looked for people missing all night, and more help arrived Saturday to continue the search.

The parents of the only girl still missing from the July flood at Camp Mystic in Texas are demanding the camp halt its reopening plans. Camp Mystic officials said this week that they plan to reopen part of the camp and build a memorial to the 25 campers and two teenage counselors who were killed in the flood. The plan has drawn complaints from some parents who said they weren’t consulted.  CiCi and Will Steward, whose 8-year-old daughter Cici's body wasn't recovered, said in a letter to the camp released Thursday that the reopening is "unthinkable." Families urged the Legislature to pass bills to prevent similar tragedies. Several measures were signed into law in early September.

911 systems across Mississippi and Louisiana were down Thursday afternoon, affecting emergency services. The Mississippi Emergency Management Agency said AT&T reported damage to some of its fiber optic lines, impacting 911 services. Major cities like Baton Rouge and New Orleans experienced outages. Law enforcement urged residents to use local numbers for emergencies. Mike Steele from Louisiana's Governor’s Office said there were no requests for local support and no signs of a cyberattack. Some areas, like Livingston Parish, maintained service using a new system. Residents in affected areas were advised to use alternative numbers.

Officials say storms carrying heavy rain and damaging winds ripped part of the roof off a hospital in eastern Oklahoma, forcing some patients to be evacuated. Sequoyah County's Emergency Management director says the Northeastern Health System hospital in Sallisaw had to evacuate around nine patients on Tuesday. Part of the facility was soaked from the heavy rain. The National Weather Service says severe storms hit parts of Oklahoma and Arkansas on Tuesday, with rainfall rates as high as 2 inches per hour in west-central Arkansas and LeFlore County, Oklahoma. No injuries had been reported in Sallisaw.

President Donald Trump has approved federal disaster aid for six states and tribes following storms and floods this spring and summer. The disaster declarations, announced Thursday, will provide federal funding to Kansas, North Carolina, North Dakota, and Wisconsin, as well as tribes in Montana and South Dakota. In most cases, it took Trump over a month to approve the aid requests, continuing a trend of longer waits for disaster relief. An Associated Press analysis shows delays in approving federal disaster aid have grown over time. The White House says Trump is providing a more thorough review of requests.

A 57-year-old man has been arrested for allegedly possessing tear gas believed to have caused a partial evacuation at Heathrow Airport. About 20 people were treated by paramedics at Terminal 4 on Monday, but no serious injuries were reported. Police say the incident is not believed to be terror-related, though the investigation continues. Emergency crews responded to what was thought to be a hazardous material incident and found a canister believed to contain pepper spray. The man is in custody on suspicion of possessing a firearm and causing a public nuisance.

An Associated Press analysis reveals that survivors of major natural disasters in the U.S. are waiting longer for federal aid. The AP found that it took less than two weeks, on average, for presidents to approve requests for major disaster declarations during the 1990s and early 2000s. That rose to around three weeks in the past decade and now averages over a month during President Donald Trump’s current term. The delays mean individuals must wait longer for federal aid for living expenses, lodging, and home repairs. Delays also can cause uncertainty for local officials, leading some to pause or scale back recovery efforts.

Disaster survivors are waiting longer for federal aid. A new Associated Press analysis found that it's taking more than a month, on average, for President Donald Trump to approve major disaster declarations after receiving requests. That's up from an average of less than two weeks during the 1990s and early 2000s. Those wait times had grown to about three weeks during the past decade. The delays mean individuals must wait longer for federal aid for living expenses, lodging, and home repairs. Delays also can hamper recovery efforts by local officials uncertain about federal reimbursement for cleanup and rebuilding costs.